When you have to give your banking information for a direct deposit, automatic payments, or opening a new account, a voided check is typically required. However, what is a voided check, and how to get a voided check online? In this short guide, we go through the steps for can I get a voided check online and show you why it is needed for the banking business.
What is a Voided Check?
How do I get a voided check is simply a check that has been spoiled. It still has the bank information, like account # and routing #, but it cannot be used for any of the transactions. The check will normally have the word ‘VOID’ printed diagonally across it, in bold letters or as a watermark. It therefore may not be able to be used to cash your cheque.
Voided checks are commonly asked of employers or companies to put the direct deposit in motion or when setting up automatic payments or validating checks. You must make sure the check you send is void because a bank won’t accept an active check for transactions like this.
How Do I Get a Voided Check?
If someone must learn how to obtain a voided check, that is a relatively easy one. May be able to can I get a voided check online either on a physical checkbook or by going online.
1. From Your Physical Checkbook
If you have a checkbook the simplest way how to get a voided check online will be by choosing one of your checks. Take the check and make the notation “VOID” across the check. You may enter large letters in the middle of the check, even diagonally as well, being sure that it is visible and it won’t be used for any transactions.
It’s important to avoid altering other details on the check—ensure your bank name, account number, and routing number remain visible for verification. The check verification process needs your bank name account number and routing number to be visible without any modifications. A standard void check allows numerous companies to manage direct deposit and automatic payments.
2. Online Method
Modern users can look up methods to obtain void checks through the internet. The online banking system of numerous banks enables users to create electronic checks from a single platform. You can obtain a voided check through several easy steps on the internet.
- Use the website of your bank’s digital platform to access your account by logging in with your bank credentials.
- The section for checking checkbook or routing information exists under this area on the website.
- You can find this void check printing option among the features of specific banking institutions in this section. Use the instructions available on that page if the option exists.
- The second method for obtaining account information involves downloading a document from your bank that contains both your routing and account numbers. You can obtain the printed document and record a voided marker on it.
- Every household member without paper checks can benefit from this selection. A digital version of a voided check example includes identical banking information as physical checks to provide reliable banking details without errors.
3. Ask your banking institution to provide a blank check
You can either visit your bank or contact customer support to get a void check example when your bank does not provide online voided check services and you do not have a checkbook. A voided check example is obtainable through banking institutions by making digital or material requests.
The bank allows clients to obtain illustrations of voided checks that represent their accounts. Bank representatives will void check examples for you so that you can apply it for direct deposit payments together with other bank operations.
Is it possible to acquire a voided check through an online bank platform?
Several individuals wonder how to get a voided check online from the internet. The answer is yes! Numerous banks now allow their users to receive voided checks through digital methods. Bank customers can obtain their banking information from the online platform through login procedures and then use standard printing protocols with the provided voiding directions.
People without voided check capabilities from their bank can generate a valid digital check by assembling the proper routing and account numbers and writing VOID across the document. Make sure to print “VOID” on your document as the word is integral to stopping any unwanted use of the page in financial transactions.
Why Do I Need a Voided Check?
After understanding the methods of obtaining a voided check you probably want to learn its necessary application. Establishing the majority of financial services such as direct deposit payments requires a voided check as a mandatory document.
- Employers need voided checks from employees for establishing direct deposit payment transfers to their bank accounts.
- Reliable payments need voided check documentation from utility organizations, subscription providers as well as banking institutions so they can establish automatic payment services.
- A voided check helps banks verify your identity when you create new accounts or open new accounts hence the need for a voided check during bank identity verification.
- The transaction process operates smoothly when you provide your bank details on a voided check because the linked information remains accurate for verification purposes.
Common Mistakes to Avoid
There are specific mistakes to stay clear of while requesting a voided check.
- The phrase “VOID” needs to appear clearly as a large text because unclear writing risks allowing someone to use the check.
- Use banks checks that are recent in date and show the correct bank details.
- The voided check requires clear display of your account number together with your routing number in order to get acceptance.
Proper use of these steps guarantees your voided check submission will encounter no problems at business or employer establishments.
Conclusion
Learning to obtain voided checks enables people to execute different banking procedures effectively. People can easily acquire voided checks through physical checks or an online method without exerting much work. The check needs to be marked void and all bank data should remain visible for proper identification. You can successfully set up direct deposits and automatic payments together with other services by using this approach.